Scraye UK Guarantor

No guarantor?
No problem.

Scraye can act as your guarantor so you can rent the property you love.

Students welcomeNew to the UKUniversal Credit / DSS
Tenants reviewing a tenancy agreement
Scraye acts as
Your UK
guarantor
Approved
Rent with confidence
Why Scraye

Built for the renters the market ignores

Flexible criteria. Transparent cost. Backed by Scraye on day one.

Rent the home you love

Scraye’s got your back. If you qualify, we act as your guarantor.

New to the UK? We can help

Our criteria are flexible, so as long as you can afford the rent, we’ll try to make it work.

Freelancers & self-employed

No PAYE payslips? No problem. We assess affordability flexibly so contractors and freelancers can rent too.

Pricing

Two ways to rent with us as your guarantor.

Pick the level of cover that suits you.

Standard cover

Guarantor

Our standard UK guarantor service — we cover the rent if you can't.

6%of annual rent
12 months of cover · paid once at move-in
  • You pay rent monthly to the landlord, as normal
  • Full 12-month cover for rent
  • Flexible criteria — students, new-to-UK, self-employed, UC / DSS
Apply with Guarantor
Strongest coverUpfront rent included

Guarantor Enhanced

A strengthened guarantee — we pay the landlord 6 months' rent upfront, twice a year.

7.5%of annual rent
12 months of cover · paid once at move-in
  • We pay the landlord 2 × 6 months' rent upfront
  • You still pay rent monthly to the landlord
  • All the benefits of standard Guarantor cover
  • Stronger position with cautious landlords — ideal for prime stock
Apply with Enhanced
How it works

Three steps to approval

The Scraye Guarantor service slots into a normal Scraye tenancy — no separate application.

01 · Find

Find a Scraye listing

Any property listed on Scraye is eligible for our Guarantor service.

02 · Apply

Apply as normal

Submit your tenancy application with standard referencing — we’ll assess whether Scraye can act as your guarantor.

03 · Move in

Move in

If approved, Scraye is named as your UK guarantor on the tenancy agreement.

Eligibility

If you can afford the rent, we’ll try to make it work

Scraye Guarantor is available to tenants renting through Scraye, subject to referencing and affordability.

Who we work with
Flexible
criteria.

Scraye's Guarantor service is designed to include renters who are often turned away — students, new-to-UK applicants, the self-employed and Universal Credit / DSS recipients.

Students
We act as UK guarantor for students renting through Scraye.
New to the UK
No UK credit history required — affordability is what matters.
Self-employed & contractors
Flexible income assessment for non-PAYE earners.
Universal Credit / DSS
Scraye can act as guarantor for tenants receiving Universal Credit or DSS.
FAQ

Get to know our Guarantor service

Everything tenants ask before applying with Scraye.

Who qualifies for the UK Guarantor service?+
Anyone renting through Scraye who can afford the rent may qualify, subject to referencing. Our criteria are flexible and designed to include students, self-employed renters, new-to-UK applicants and Universal Credit / DSS recipients.
Can you act as my UK Guarantor if I am a student?+
Yes — Scraye can act as UK guarantor for students renting through Scraye, subject to referencing.
Who is liable for costs at the end of the tenancy?+
The tenant remains liable for any costs at the end of the tenancy. Scraye steps in as guarantor if the tenant cannot cover them, in line with the tenancy agreement.
Can you act as UK Guarantor if I receive Universal Credit or DSS?+
Yes. Scraye can act as UK guarantor for tenants receiving Universal Credit or DSS, subject to referencing and affordability.

Rent the home you love

Browse Scraye listings and apply with Scraye Guarantor built in — no separate application.

Subject to referencing and affordability.